Annual transfer volume >> £0-£500k £500-£5m £5m+
Margin charged >> 0.5% 0.25% 0.15%

WorldFirst are proud partners of Private Label Australia which means you'll get a great deal on currency transfers for your eCommerce business. 

Sign up >>
Annual trade volume >> £0-£500k £500-£5m £5m+
Fee charged >> 0.5% 0.25% 0.15%
Sign Up >>
WorldFirst LinkedIN
WorldFirst YouTube
WorldFirst Twitter
WorldFirst Facebook
WorldFirst Google+


£2k - £500k

£500k - £5m



Not able to compare


WorldFirst - up to 8 times cheaper





WorldFirst - up to 8 times cheaper


Annual transfer amount

High street banks*

(Santander, HSBC, Natwest & BoS)


Transparent pricing of 0.15% to 0.50%

We’ve standardised your pricing by assigning a fixed margin based on your annual transfer volumes. This means you’ll always know ahead of time what rate you’ll receive on every transfer.

Our new pricing aims to provide both new and existing customers with fair, simple and transparent pricing, using 3 clear FX pricing bands:

- 0.50% for $0-$750K 
- 0.25% for $750K-$7.5m
- 0.15% for $7.5m+

We’ve always offered high-quality products and services to our clients to meet the needs of an increasingly global marketplace. Our rates have always been competitive, but our recent acquisition by Ant Financial has enabled us to invest, scale and reduce costs to further benefit our clients. We firmly believe that our fully transparent rates, combined with our award-winning service, will transform our growth and most importantly, significantly enhance our customer's experience.

Whether you are an existing WorldFirst customer or a new one who just joined the family, your margin will be automatically reviewed, and you will be allocated a new pricing band based on your annual transfer volume. You don’t need to do anything, simply continue trading with us and keep saving money! As usual, our team of experts are here to help, so don’t hesitate to contact us if you are not clear or require further help.

Exotic currencies have less liquidity, which simply means the market has fewer buyers and sellers of those currencies. Pricing in low liquidity currency markets can fluctuate extensively based on factors such as time of day, amount of currency being traded on a particular day and any data releases that may swing the currency one way or the other. We have capped our exotic margins at a maximum of 1% or less from the price we purchase your currency at!

If you’re on a better margin, you will continue to receive that pricing. We also offer a price match guarantee.

Frequently asked questions

If you can’t find your answer here, please contact us via phone or email.

Full FAQs

*0.50% or less applies to 25 of our major and most popular currencies.  
^Offer is for new customers only and not available in conjunction with any other offer. Registration and first transfer must occur between 15/8/19-31/10/19. Gifts cards are subject to their own T&Cs. 
Free month FX means no margin charged on price WorldFirst buys currency for. Free FX commences from when account becomes compliant. 

World First Pty Ltd is a designated remittance provider with the Australian Transaction Reports and Analysis Centre (AUSTRAC), remittance sector registration number: IND100192523-001. Regulated by the Australian Securities and Investments Commission (ASIC), Australian Financial Services Licence (AFSL) number 331945. Australian Company Number (ACN) 132 368 971. Member of the Australian Financial Complaints Authority, membership number 13405.

If you’re considering making a foreign exchange transaction, or you’re a new or existing customer looking for more information, it’s important your read our PDS available online.

Price match applies if it doesn't result in a loss for us, we'll match it.

Many banks and payment providers frequently claim to offer “fair” and “transparent” pricing, yet the reality is something very different. Our new pricing model aims to provide both new and existing customers with fair, simple and transparent pricing, using 3 clear FX margin bands margins (0.5%, 0.25% and 0.15%) with no hidden fees. With transparent pricing our customers and potential customers can clearly compare WorldFirst to our competitors.

How do we collect this data?

^WorldFirst obtain price comparisons from other international payment providers’ websites, at specific dates and time using a third-party supplier. The comparison table shows the spread applied by the competition to transfer amounts of AUD 1,000, 10,000 and 50,000 into EUR, USD and GBP.

1. The spread

The spread is the percentage difference between the exchange rate we buy our currency at and the rate at which we sell it to our customers. We at WorldFirst take a smaller spread than most banks and other currency companies, and pass this benefit on to our clients, making all our transfers simpler and more transparent.

2. The cost of international payments

For each pricing band we look at the FX spread applied. This is what we use to compare against our fixed bands of (0.50%, 0.25% and 0.15%).

When researching and making comparisons it is important to know if any additional transaction charges will be applied such as payment fees or account management fees. For most customers WorldFirst does not apply additional fees to make payments or to maintain an account with us. If any fees are applicable these will be made clear to you in advance.

3. How do we work out a comparison up to 8 times cheaper than the banks

When we collect data from providers, we do it using different “amounts” such as $1,000, $10,000 and $50,000 where possible. For our data we have focused on the top currency pairs in Australia: GBP to USD/EUR/AUD.

Because the WorldFirst fixed pricing tiers are based on annual volumes transacted by our customers, we have averaged out the spreads applied by competitors to transactions of differing amounts in those tiers to calculate an average spread. We take our spreads and divide by the average spreads of the big 4 banks. This is important, because providers tend to offer better exchange rates and smaller transfer fees when a customer is moving larger sums of money.

What all this means for you

Other money-transfer providers may have variable spreads across different currencies, whilst WorldFirst now has fixed spreads, agreed ahead of time, making it easier to compare.

WorldFirst Facebook
WorldFirst YouTube
WorldFirst LinkedIN
WorldFirst Google+



Convert at market-leading exchange rates online 24/7 or through your dedicated account manager.


Make fast and secure global payments, including same-currency payments for businesses and online sellers.

Join over 400,000 global customers by choosing WorldFirst for your international transfers

Whether you are sending your salary back to the UK, paying tuition fees abroad, or transferring money overseas, there has never been a better time to trade with us.

Choose WorldFirst for your international money transfers


Open up to 10 multiple local currency accounts and collect and pay overseas suppliers with ease, efficiency and security.


Receive, hold and send funds - available 24/7 online or via the app without limitation or cap on the volume you trade.


Get the best rates on the market and make fast global payments with same and next day payment processing within the WorldFirst network.

- Open local currency accounts in USD, GBP, EUR, NZD, AUD, CAD, HKD, SGD, CNH & JPY
- Collect funds from global marketplaces & platforms like Amazon, Trade Me & Shopify quickly and for free
- Free to open, no monthly account fees and no annual transfer limits
- Up to 6x cheaper than Paypal 


Open up to 10 local currency accounts and collect and pay overseas suppliers with ease, efficiency and security.

Private Label Australia - Collect, Convert & Make Payments Globally